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Why Choose Us

Discount Rate Mortgages

A discount rate mortgage is essentially a standard variable rate mortgage, so it still moves in line with the Bank of England’s base rate, but it also has a discount thrown in for a set period of time (typically 1-5 years.)

An example would be a lender offering 2% off of their standard variable rate for a period of 2 years.
Like a variable rate mortgage, if the base rate goes down so do your mortgage payments, but remember is the rates go up so do your payments as well.
Do I Qualify?
MORTGAGES 4 U LTD can help people with a wide range of personal circumstances but we specialize on helping people with credit problems and trouble proving their income.

For more specific details on the kinds of circumstances and credit problems we cater for at MORTGAGES 4 U LTD, please visit our Do I Qualify? section or enquire now.
Which Mortgage is Right for Me?

Which Mortgage is Right for Me?
Find out the differences between a fixed mortgage, discount mortgage ,Tracker mortgage and variable rate mortgage. Find the mortgage that best suits your requirements and enquire for the mortgage which is most suitable for you.
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The overall cost for comparison is 6.8% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration. A fee maybe charged on completion (typically £299) and can be added to the amount borrowed. Paying off short term loans and credit cards with a mortgage could cost you more over the long term. Early repayment charges may apply.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other loan secured against your property. Mortgages 4 U Ltd are directly authorised by the Financial Services Authority, Registration Number 464522
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