Buying
a house is likely to be the single biggest investment you’ll
make in your lifetime. Whether you’re a first time buyer
looking to get on the property ladder or a seasoned home owner
looking to sell your current home and buy a new one, MORTGAGES
4 U LTD may be able to help you with all your purchasing needs.
Different
lenders have different formulas for determining how much they
will be willing to loan to you. To get a rough idea of the amount
you may be able to borrow through MORTGAGES 4 U LTD, please
use our online borrowing calculator.
The
cost of your mortgage is dependent on how much you borrow and
the interest rate you qualify for.
At MORTGAGES
4 U LTD we offer both interest only and repayment mortgage
plans. You can use our online mortgage calculator to find
out how much the mortgage you’re looking for may cost
you.
We have
access to lenders that can borrow you upto 130% of the property
purchase price, but if you can place a deposit you will receive
a lower interest rate.
If you
have some form of adverse credit or need to self certify your
income then you will be seen as higher risk by the lenders
who, as a result, may require deposit, please ask as you may
still qualify for a 100% mortgage.
MORTGAGES
4 U LTD can help people with a wide range of personal circumstances
but our main focus is on helping people with credit problems
and trouble proving their income.
For more
specific details on the kinds of circumstances and credit
problems we cater for at MORTGAGES 4 U LTD, please visit our
Do I Qualify? section or enquire now.
The
overall cost for comparison is 6.8% APR. The actual rate available
will depend upon your circumstances. Ask for a personalised illustration.
A fee maybe charged on completion (typically £299) and can
be added to the amount borrowed. Paying off short term loans and
credit cards with a mortgage could cost you more over the long
term. Early repayment charges may apply.
Think
carefully before securing other debts against your home. Your
home may be repossessed if you do not keep up repayments on your
mortgage or any other loan secured against your property. Mortgages
4 U Ltd are directly authorised by the Financial Services Authority,
Registration Number 464522
