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CCJs & Defaults

CCJs & Defaults

Getting a mortgage or remortgage with CCJs or other defaults may not be as difficult (or as expensive!) as you think.

IVAs

IVAs

If you have an IVA (either current or satisfied) MORTGAGES 4 U LTD can still help you get a mortgage. This includes arranging a remortgage to close a current IVA.

Mortgage Arrears

Mortgage Arrears

Regardless of how many mortgage payments you have missed, MORTGAGES 4 U LTD can usually help you remortgage to pay off your arrears and get back on track.


Bankruptcy

Bankruptcy

If you are a discharged bankrupt, MORTGAGES 4 U LTD can help you get a mortgage to start rebuilding your credit history and your life. Find out how by asking us for a personal quotation.


Facing Repossession

Facing Repossession

If your home is facing repossession, you need to act now. Call MORTGAGES 4 U LTD now to discuss your options and see how we can help you to keep your house.

Non Status/Self Certified

Non Status/Self Certified

If you find it difficult to prove your income you can sign a declaration of income to certify you can afford the repayments. Learn more about this here.


Status

Status

If you can prove your income with payslips, P60s (or the required accounts if you are self employed), then you qualify for a cheaper status mortgage. Find out more.


Non Standard Construction

Non Standard Construction

We have lenders that specialise in concrete buildings, high rise flats and other non traditional property constructions. Read about the subject here.


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The overall cost for comparison is 6.8% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration. A fee maybe charged on completion (typically £299) and can be added to the amount borrowed. Paying off short term loans and credit cards with a mortgage could cost you more over the long term. Early repayment charges may apply.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other loan secured against your property. Mortgages 4 U Ltd are directly authorised by the Financial Services Authority, Registration Number 464522
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